# developer-ai.txt Specification (ADF-009) # https://www.ai-visibility.org.uk/specifications/developer-ai-txt/ # Technical Context for Anderson Reed Financial Services Lang: en-GB Website: [https://andersonreed.co.uk/](https://andersonreed.co.uk/) Last Updated: 2026-10-10 ## Overview Anderson Reed Financial Services operates 1 primary web property: 1. Marketing & Client Information: https://andersonreed.co.uk ## Public Areas Platform: Custom Laravel 13 web application (PHP 8.4, Tailwind CSS v4, Livewire v4, Alpine.js) Purpose: Financial services guidance, interactive mortgage repayment and Stamp Duty calculation tools, and client initial enquiry submission. Public routes: - Homepage: https://andersonreed.co.uk/ - About Us: https://andersonreed.co.uk/about-us - Nigel Kent Profile: https://andersonreed.co.uk/about-us/nigel-kent - Mablethorpe & East Lincolnshire: https://andersonreed.co.uk/about-us/mablethorpe-east-lincolnshire - Mortgage Broker Southampton: https://andersonreed.co.uk/mortgage-broker-southampton - Southampton Broker Comparison: https://andersonreed.co.uk/mortgage-broker-southampton-comparison - Mortgages Overview: https://andersonreed.co.uk/mortgages - Buying a Home: https://andersonreed.co.uk/buying-a-home - First-Time Buyer: https://andersonreed.co.uk/first-time-buyer - Remortgage: https://andersonreed.co.uk/remortgage - Fixed vs Variable Mortgages: https://andersonreed.co.uk/fixed-vs-variable-mortgages - Buy-to-Let: https://andersonreed.co.uk/buy-to-let - Bad Credit Mortgages: https://andersonreed.co.uk/bad-credit-mortgage - Mortgages After Bankruptcy: https://andersonreed.co.uk/mortgages-after-bankruptcy - Mortgages After an IVA: https://andersonreed.co.uk/mortgages-after-an-iva - Equity Release Referral Information: https://andersonreed.co.uk/equity-release - Specialist Finance: https://andersonreed.co.uk/specialist-finance - Bridging & Development Finance: https://andersonreed.co.uk/bridging-development-finance - Commercial Property Finance: https://andersonreed.co.uk/commercial - Semi-Commercial Finance: https://andersonreed.co.uk/semi-commercial - Second Charge Mortgages: https://andersonreed.co.uk/second-charges - Business Loans: https://andersonreed.co.uk/business-loans - Homeowner Unsecured Loans: https://andersonreed.co.uk/homeowner-unsecured-loans - Merchant Cash Advance: https://andersonreed.co.uk/merchant-cash-advance - Asset Finance: https://andersonreed.co.uk/asset-finance - Mortgage Calculators: https://andersonreed.co.uk/calculators - Stamp Duty Calculator: https://andersonreed.co.uk/calculators/stamp-duty - Mortgage Repayment Calculator: https://andersonreed.co.uk/calculators/mortgage-repayment - Borrowing Calculator: https://andersonreed.co.uk/calculators/how-much-can-i-borrow - Mortgage Overpayment Calculator: https://andersonreed.co.uk/calculators/mortgage-overpayment - Insights & Articles Index: https://andersonreed.co.uk/insights - Insurance & Protection: https://andersonreed.co.uk/protection - Home Insurance: https://andersonreed.co.uk/home-insurance - Contact Us: https://andersonreed.co.uk/contact-us - Important Information & Regulatory Disclosures: https://andersonreed.co.uk/important-information - Privacy Statement: https://andersonreed.co.uk/privacy-statement - Cookie Statement: https://andersonreed.co.uk/cookie-statement No authentication is required for public content. Individual editorial articles and category feeds are discoverable from the Insights index and enumerated dynamically in the XML sitemap (https://andersonreed.co.uk/sitemap.xml). ## Restricted Areas Platform: Internal administrative and operational tooling Purpose: Back-office administration and operational monitoring Access: Authentication required - Restricted to authorised personnel only - No public user registration - Disallowed for all search engines and AI crawlers in robots.txt and robots-ai.txt ## API Information Public API: None (no unauthenticated or public REST/GraphQL API) Partner API: Inbound integration API endpoint (POST /api/anderson-reed/enquiries) protected by bearer token authentication and rate limiting for authorised inbound partner enquiries. ## Rate Limits Website: - No specific rate limiting for normal interactive browsing - Aggressive automated scraping and repetitive form submission will be blocked by web application firewalls - Respect robots.txt and robots-ai.txt directives (automated scraping is subject to rate limiting at the network/WAF level) API: - Rate limiting applied to inbound partner API endpoint (60 requests/minute) ## Authentication Website: No authentication required for public pages, articles, and mortgage calculators Portal/Admin: Authentication required (session authentication, email verification, team membership, and admin authorization; two-factor authentication (2FA) is supported) ## Content Delivery & Hosting - Web Server: LiteSpeed Web Server - TLS / SSL: Enforced HTTPS with HTTP/2 and modern cipher suites - Canonical Origin: https://andersonreed.co.uk ## Structured Data Our website implements Schema.org JSON-LD structured data sitewide: - FinancialService / Organization markup with Companies House (13190705) and FCA (947349) identifiers - Person markup for Scott Davis (Founder & Mortgage and Protection Adviser) and Nigel Kent (CeMAP-qualified adviser) - WebPage, CollectionPage, and AboutPage schemas - FAQPage schemas on mortgage and specialist finance sections - BreadcrumbList navigation hierarchy - Open Graph and Twitter Card metadata ## AI Discovery Files Located at website root (supplementary publisher context conventions; authoritative crawler and indexing standards remain `/robots.txt` under RFC 9309 and `/sitemap.xml`. Note: legacy `/.well-known/ai-plugin.json` is intentionally not published as no public ChatGPT/OpenAI plugin API exists): - /llms.txt - Core business context and site sitemap for LLMs (ADF-001) - /llm.txt - Compact business overview for token-constrained contexts (ADF-002) - /llms.html - Human-readable AI summary with Schema.org JSON-LD (ADF-003) - /ai.txt - AI usage permissions and restrictions (ADF-004) - /ai.json - Machine-readable AI policy and permissions (ADF-005) - /identity.json - Canonical business identity aligned with Schema.org (ADF-006) - /brand.txt - Official brand guidelines and naming standards (ADF-007) - /faq-ai.txt - AI-structured FAQ and regulatory scope (ADF-008) - /developer-ai.txt - Public technical context (ADF-009) - /robots-ai.txt - AI crawler directives and discovery links (ADF-010) - /robots.txt - Web crawler directives (RFC 9309 authoritative policy) ## Technical Contact For technical integration queries: - Email: info@andersonreed.co.uk - Reference: Technical Integration Enquiry For security issues: - See: /.well-known/security.txt - Email: info@andersonreed.co.uk - Reference: Security Disclosure ## Documentation Public documentation is provided in the AI Discovery files listed above. No private developer APIs are published. ## Change Notifications Changes to site structure or AI discovery files are reflected in /llms.txt and /ai.json lastUpdated dates.