Regulatory and service information
Important Information
Key information to read before you submit an enquiry or ask us for personalised mortgage or protection support.
Regulatory status
Anderson Reed Financial Services Ltd T/A Anderson Reed Financial Services is an Appointed Representative of Connect IFA Ltd 441505, which is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference 947349.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Fees and commission
We charge a fee for mortgage advice, and our standard fee is £695.
Commission disclosure: We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender or lenders that provide suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation. Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement.
Important warnings
- Your property may be repossessed if you do not keep up repayments on your mortgage.
- You may have to pay an Early Repayment Charge to your current lender if you remortgage.
- Not all Buy to Let Mortgages are regulated by the Financial Conduct Authority.
- Not all services we offer are covered by the Financial Conduct Authority.
- As with all insurance policies, conditions and exclusions will apply.
Complaints
It is our intention to provide you with a high level of customer service at all times. If there is an occasion when we do not meet these standards and you wish to register a complaint, please write to: Compliance Department, Connect IFA Ltd, 39 Station Lane, Hornchurch, RM12 6JL or call: 01708 676110. If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service.
Privacy
Please read our Privacy Statement to understand how we collect and use your personal information when you contact us.