Independent mortgage advice in Southampton & Hampshire
Expert, impartial mortgage and protection advice based at Director General's House, Rockstone Place. We help first-time buyers, home movers, landlords, and homeowners across Southampton and Hampshire find the right borrowing route.
Quick Summary • Southampton Office
Headquarters Address
Director General's House
15 Rockstone Place
Southampton, SO15 2EP
Telephone & Hours
02382 127779
Mon–Fri: 9:00–17:30
Sat: 10:00–17:00 • Sun: 10:00–16:00
Postcodes Covered
SO14, SO15, SO16, SO17, SO18, SO19
Plus Romsey, Eastleigh, Winchester, New Forest, Totton, Fareham
Advisory Scope
Residential, BTL, HMO, Specialist & Adverse Credit
In-person, telephone, or secure video appointments
Our Southampton Headquarters
Anderson Reed Financial Services is headquartered at Director General's House, 15 Rockstone Place, Southampton, SO15 2EP. Located in the distinctive Rockstone Place conservation area just off The Avenue and London Road, our office is easily accessible from Southampton Central railway station, Bedford Place, and the city centre.
Whether you prefer to sit down face-to-face in our office, speak over the telephone, or connect via video call from home or work, we tailor our appointments around your schedule. We are open seven days a week, including Saturdays and Sundays, ensuring you have access to expert guidance when you need it most.
As an independent mortgage broker with access to an extensive panel of lenders across the UK, we are not tied to any high-street bank or building society. We provide objective advice designed around your financial position, property goals, and long-term affordability.
Tailored to Local Property
The Southampton and wider Hampshire property market has unique characteristics, from city-centre waterfront flats to suburban family homes and high-yielding student HMOs. Here is how we support local borrowers across different property journeys.
Stepping onto the Southampton property ladder requires navigating realistic deposit expectations across popular first-buyer neighbourhoods like Shirley, Bitterne, Freemantle, Woolston, and Portswood.
Southampton has thousands of purpose-built and converted flats across Ocean Village, Oxford Street, Bedford Place, and the city waterfront. Securing a mortgage on leasehold apartments involves strict criteria.
Moving from Southampton out to Romsey, Winchester, Eastleigh, Chandler's Ford, or into the New Forest often involves coordinating a property sale, mortgage porting, and additional borrowing.
With the University of Southampton (Russell Group), Solent University, and Southampton General Hospital driving tenant demand, the city has a vibrant private rented sector. Houses in Multiple Occupation (HMOs) in areas like Portswood, Highfield, and Polygon represent popular investment strategies.
A past credit blip, self-employed trading history, or complex income should not stop you from having an honest conversation about property finance. Many high-street lenders automatically decline cases that specialist lenders evaluate manually.
Comprehensive Local Reach
From our Rockstone Place office, we provide mortgage advisory services across every Southampton district and throughout surrounding Hampshire towns and villages.
SO14 • City Centre & Waterfront
Southampton City Centre, Ocean Village, Oxford Street, St Mary's, Newtown, St Denys, and the waterfront.
SO15 • Shirley & Freemantle
Shirley, Freemantle, Banister Park, Millbrook, Upper Shirley, and Rockstone Place / Bedford Place.
SO16 • Bassett & Lordshill
Bassett, Lordshill, Chilworth, Nursling, Rownhams, Redbridge, and Southampton General Hospital area.
SO17 • Portswood & Highfield
Portswood, Highfield, Swaythling, and University of Southampton campus areas.
SO18 • Bitterne & Bitterne Park
Bitterne, Bitterne Park, Harefield, Townhill Park, Chartwell Green, and West End borders.
SO19 • Woolston & Sholing
Woolston, Sholing, Weston, Peartree, Itchen, Thornhill, and Netley Abbey borders.
We also regularly advise clients across Hampshire including Eastleigh (SO50), Romsey (SO51), Winchester (SO21, SO22, SO23), Totton & the Waterside (SO40, SO45), the New Forest (SO42, SO43), Chandler's Ford (SO53), Hedge End (SO30), and Fareham (PO14, PO15, PO16).
Planning Your Mortgage
Use our instant calculators to model monthly repayments, calculate Stamp Duty costs, or explore your maximum borrowing capacity before speaking to an adviser.
Calculate estimated monthly payments across repayment and interest-only options.
Calculate repayments →Check current residential Stamp Duty rates for first-time buyers, home movers, and additional properties.
Calculate Stamp Duty →Understand the key income and expenditure factors lenders use when assessing borrowing limits.
Explore borrowing capacity →Frequently Asked Questions
Here are answers to the most frequent queries we receive from homebuyers and property owners in Southampton and Hampshire.
Our Southampton headquarters is located at Director General's House, 15 Rockstone Place, Southampton, SO15 2EP. We welcome appointments in person, by telephone, or via video call.
We cover all Southampton postcodes (SO14, SO15, SO16, SO17, SO18, SO19) and surrounding Hampshire areas including Eastleigh, Romsey, Winchester, Totton, the Waterside, and the New Forest.
Yes. Southampton has a high proportion of purpose-built and converted flats across Ocean Village, Oxford Street, Bedford Place, and the city centre. We advise on lease length requirements, ground rents, service charges, and building safety criteria.
No. Initial consultations are provided without obligation to help you understand your borrowing capacity, monthly costs, and likely next steps before deciding to proceed.
Client reviews
1 / 4
“Cannot thank Scott for all his help support throughout the process of sorting our mortgage. Ours wasn’t a typical ‘let’s just go & get a mortgage’ situation, but Scott’s knowledge & expertise made everything so much easier. Would highly recommend”
“Scott was fantastic for myself and my business partners. Professional throughout and contactable throughout the day. Would recommend his service to anyone!”
“Cannot thank Scott enough, helped us throughout the entire process and was always available for support! 10/10.”
“Scott, Held our hand from start to finish with our purchase. Amazing service.”
Whether you are buying your first home in Shirley, remortgaging a waterfront apartment in Ocean Village, or purchasing an investment property in Highfield, we are here to help.
Director General's House, 15 Rockstone Place, Southampton, Hampshire, SO15 2EP
The information given in this website does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision. The FCA does not regulate some forms of buy to let mortgages.
It is our intention to provide you with a high level of customer service at all times. If there is an occasion when we do not meet these standards and you wish to register a complaint, please write to: Compliance Department, Connect IFA Ltd, 39 Station Lane, Hornchurch, RM12 6JL or call: 01708 676110. If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service.
Anderson Reed and Anderson Reed Financial Services are trading names of Anderson Reed Financial Services Ltd, an Appointed Representative of Connect IFA Ltd, which is authorised and regulated by the Financial Conduct Authority (Firm Reference Number 441505) and is entered on the Financial Services Register under firm reference number 947349. Registered in England and Wales under number 13190705. Calls may be recorded for training and monitoring.
Your property may be repossessed if you do not keep up repayments on your mortgage.
We charge a fee for mortgage advice, and our standard fee is £695.
Anderson Reed and Anderson Reed Financial Services are trading names of Anderson Reed Financial Services Ltd, an Appointed Representative of Connect IFA Ltd, which is authorised and regulated by the Financial Conduct Authority (Firm Reference Number 441505) and is entered on the Financial Services Register under reference 947349. The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
We charge a fee for mortgage advice, and our standard fee is £695.
Commission disclosure: We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender or lenders that provide suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation. Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement.
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