Independent mortgage broker in Southampton, serving Hampshire and the UK.
Based at Rockstone Place in Southampton, Anderson Reed Financial Services provides independent mortgage advice across Hampshire and throughout the UK. Whether you're buying your first home, remortgaging, growing a property portfolio, or working through a more complex case, we help you understand the route forward.
- Call us
- 02382 127779
- Availability
- Open 7 days, including weekends
- Approach
- Clear next steps
Interactive Mortgage Route Finder & Preparation Checklist
Choose your situation for tailored next steps before sharing any personal details.
Select the route that best matches where you are today. You will immediately see our guide, calculator tools, and a tickable, printable preparation checklist—with no email address, credit check, or document upload required.
Buying Your First Home
Understand what you may be able to borrow, how your deposit affects Loan-to-Value (LTV) tiers, and which documents to organise before viewing homes or requesting an Agreement in Principle.
1. Explore Guides & Calculators First
Review independent guidance and run illustrative numbers before deciding whether to speak with us:
2. Optional: Speak to an Adviser When Ready
If you would like a personal review, choose your preferred contact route below. This guided tool provides general information on mortgage options—it is not an eligibility decision, pre-approval, or guaranteed rate reservation.
Initial consultations are free of charge. We charge a fee for mortgage advice, and our standard fee is £695. See our Important Information and Privacy Notice.
First-Time Buyer Mortgage Preparation Checklist
Organising these core items early helps your adviser check lender affordability rules and avoids delays once your offer on a property is accepted.
Important guidance note: This checklist is a practical preparation guide and not a mortgage application, eligibility decision, or pre-approval. Actual document requirements vary by lender, property type, and individual circumstances. Your ticks stay in this browser tab only and are never stored on our servers—do not upload or email sensitive documents until your adviser requests them through a secure channel.
Areas we cover
The main ways we help clients right now.
Clear starting points for common mortgage conversations and more specialist cases.
Residential
Mortgages for buyers, movers, and remortgages
A strong starting point for first-time buyers, home movers, and homeowners reviewing their next mortgage deal.
Explore residential adviceBuy to Let
Landlord support with a clearer investment route
Guidance for first-time landlords and experienced investors looking at purchase, refinance, or portfolio growth.
View buy-to-let supportInsurance
Protect your home and the things that matter
Explore buildings and contents insurance to help protect your property, possessions, and peace of mind.
Explore home insuranceSpecialist
More complex cases that need a tailored route
A home for bridging, development, commercial, second charge, and business finance conversations.
See specialist finance supportWhy clients come to us
Straightforward advice and support through the process.
Anderson Reed Financial Services is built around practical conversations, not jargon. We help you understand your options, organise the next step, and keep the process moving.
More about Anderson Reed Financial Services01
Clear next steps
Understand what documents, timing, and choices matter before you commit.
02
Support that stays with you
We help you keep momentum from enquiry to completion.
03
Advice that fits your case
From first-time buyers to more complex circumstances, guidance is tailored to you.
04
Open when clients need us
Weekday and weekend availability to help you get answers without waiting around.
Find your mortgage in 3 easy steps
A clearer route from first enquiry to the right mortgage conversation.
A guided journey gives you a more immediate idea of how to move forward with Anderson Reed Financial Services.
-
1
Tell us where you are now
Buying, remortgaging, investing, or exploring specialist finance.
-
2
Get a clearer view
Understand affordability, payments, borrowing routes, and likely next steps.
-
3
Move forward with confidence
Progress with the right mortgage or finance journey once the route is clear.
Mortgage calculators
Plan your next move with our calculator tools.
Use our repayment and stamp duty calculators, or speak to the team when you need a clearer view of your options.
Explore calculatorsMortgage repayment
Plan your next step
Stamp duty
Plan your next step
Affordability
Plan your next step
Remortgage & Buy to Let
Plan your next step
“We were introduced to Anderson Reed Financial Services through a friend to assist with the purchase of our first home. Scott made the process as smooth as possible and was always on hand to answer our questions.”
Ready to talk?
Speak to Anderson Reed Financial Services about your mortgage options.
If you want a quick overview of what may be possible, the easiest next step is to get in touch. We are available Monday to Friday 9am to 5:30pm, Saturday 10am to 5pm, and Sunday 10am to 4pm.