Anderson Reed Financial Services
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Nigel Kent

Mortgage and Protection Adviser

Verified Adviser Profile • E-E-A-T Credentials

Nigel Kent — Qualifications & Regulatory Standing

CeMAP Qualified FCA Firm Ref: 947349 Connect IFA Ltd (FRN 441505)

Professional Qualification

CeMAP

Certificate in Mortgage Advice & Practice (awarded by The London Institute of Banking & Finance)

Regulatory Status

Appointed Representative

Independent credit broker (not a lender). Anderson Reed and Anderson Reed Financial Services are trading names of Anderson Reed Financial Services Ltd (FCA Ref 947349), an Appointed Representative of Connect IFA Ltd (FCA FRN 441505).

Advisory Scope

Mortgages & Protection

Residential, first-time buyer, remortgage, buy-to-let, adverse credit, life insurance, critical illness cover, and income protection

Fee Transparency

Free Consultation

Standard advice fee: We charge a fee for mortgage advice, and our standard fee is £695. payable on application. No fee for initial enquiry.

Warning: Your property may be repossessed if you do not keep up repayments on your mortgage.

Nigel Kent of Anderson Reed Financial Services

About Nigel

Mortgage and protection guidance for your next step.

Nigel Kent is a CeMAP-qualified Mortgage and Protection Adviser with Anderson Reed Financial Services.

Nigel has lived and worked from Mablethorpe since March 2022 and now supports mortgage and protection customers there and across East Lincolnshire. This describes his established connection to the area and does not imply that he has worked as a mortgage adviser since 2022.

He can assist first-time buyers, people moving home, homeowners considering a remortgage, and landlords exploring buy-to-let finance. Read our mortgage information for Mablethorpe and East Lincolnshire for local property and application questions to consider.

He can also help clients whose employment, credit history, or wider circumstances may require a more detailed assessment, subject to individual circumstances and lender criteria. You can check your credit report with Check My File before speaking with him.

Telephone and video appointments are available. Evening, weekend and in-person appointments at a customer’s location can be arranged in advance.

A methodical, practical approach

Clear information before important decisions.

Before moving into financial services, Nigel spent many years working in software, business systems, and technology. That experience developed a methodical, problem-solving approach that now shapes the way he works with mortgage clients: understanding the complete situation, explaining complicated information in plain English, and keeping close attention to the details.

Nigel also contributes to the development of Anderson Reed’s website, calculators, and online resources. His aim is to make it easier for clients to understand the figures and questions that matter before beginning a mortgage application.

What happens next

Start with a straightforward conversation.

Talk to the Anderson Reed team about your circumstances, the questions you have and the next step that may be appropriate for you.

Share your starting point

Explain where you are in your property or mortgage journey.

Talk through the questions

Understand the information and choices that may matter.

Agree a sensible next step

Move forward with a clearer view of what to prepare or discuss next.

Read our important information

Important information

Your property may be repossessed if you do not keep up repayments on your mortgage.

We charge a fee for mortgage advice, and our standard fee is £695.

Regulatory information

Our regulatory status

Anderson Reed and Anderson Reed Financial Services are trading names of Anderson Reed Financial Services Ltd, an Appointed Representative of Connect IFA Ltd, which is authorised and regulated by the Financial Conduct Authority (Firm Reference Number 441505) and is entered on the Financial Services Register under reference 947349. The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Fees and commission

We charge a fee for mortgage advice, and our standard fee is £695.

Commission disclosure: We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender or lenders that provide suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation. Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement.

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